Expenditure

Is the plan to have expenditures listed out or a firm able to set their own range of them and have the schemas populate? it wouldn't work giving clients a blank page as most like the prompts to think of expenditures or have already got them on other systems.
also expenditures has quite an open ended one required wether you use cashflow or not for the term/changes to it. So expenditure as it is currently we should be logging worst/best case or must, like, dream of for example & current vs retirement as a minimum - but ideally life stages (what someone spends now isn't what they can or want to spend at different stages of life).
Iv probably described this poorly (im a visual person, definitely not a writer!).